5 Large Advantages of Big-City Living
Where you live can have a huge impact on your ability to save and spend, as well as your lifestyle. There are many reasons to choose a place to live. Cost, weather, demographics, crime, recent growth, school performance, and proximity to work may affect your choice on which neighborhood is best for you. Living in an urban center can be great if you enjoy the hustle and bustle and want to be close to the action and new possibilities. Check out some financial, cultural and lifestyle benefits of living in the city.
1. Public Transportation & Walkability: Access can be considered the main perk of living in an urban center. While cost of parking can be expensive in the city, many urban dwellers ditch the cars and high gas, insurance and maintenance prices for traveling by foot, bike or public transit. Most large cities boast bus or train systems that run regularly and offer affordable rates that allow residents the opportunity to be mobile. This can make traveling from one location to another much more convenient and cost-effective.
2. Attractions & Entertainment: Whether it is green space, museums, theater, music venues or other cultural attractions, most cities have an array of options for spending your free time. Many cities have cultural programs, free or affordable options and incentives to enjoy the entertainment and attractions available. Among the skyscrapers, stores, and office buildings, the entertainment and culture in cities can be a big reason to settle there. Some cities are growing faster than others.
3. Restaurants & Shopping: Large urban areas offer other experiences that may not be available in small towns as well. From ethnic food stores and restaurants to boutiques and specialty department stores, living in the city provides unique dining and shopping experiences.
4. Social Possibilities & Networking: With thousands and even millions of people living in close proximity, cities have unlimited social potential for friends and networking. While those with similar interests or backgrounds separate into many neighborhoods, cities also experience great diversity in common spaces. Urban life offers a chance to broaden your professional contacts and personal relationships.
5. Medical Care & Service for Seniors: Living in a city allows the opportunity to get care in a major medical institution and services and assistance for seniors. Getting help in a large city can occur more quickly and even more specialized in a city rather than suburbia or a rural area.
While there are several benefits of living in an urban center, some challenges exist as well. Cost of living, noise and lack of space cause many to live on the outskirts and commute to work or even search for the rural life. Be prepared to make the most of small space and pay for increased access if you are moving into the city. This is especially true if you're planning on purchasing a home or apartment when you move to a big city. To help cut costs, make sure your credit score is in great shape, which will help you save money over the life of the loan. You can check two of your credit scores for free every month on Credit.com.
It's important to weigh the pros and cons specific to your situation before making the choice of where to live. For some the benefits of living in the city will be enough of a lure but for others, a turn-off.
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